理解你的援助
了解你的经济援助
十大电竞游戏综合排名 meets full demonstrated need for eligible students. Financial need is established from the difference in the cost of attendance and the estimated family contribution. 学生 must reapply for aid each year in order to reevaluate a family’s ability to pay.
援助的种类
Barnard offers several types of awards and resources to meet a student’s demonstrated need. The type of aid offered is dependent on the student’s eligibility as determined by the financial aid application.
Barnard Grant is need-based funding provided by 十大电竞游戏综合排名. Barnard Grant does not need to be repaid and is awarded based solely on a student’s demonstrated financial need as determined by the 金融援助 Office.
Federal grant eligibility is determined by the FAFSA. Federal grants include the Pell Grant and the Supplemental Education Opportunity Grant (SEOG).
New York state residents may be eligible for a 学费援助计划(TAP)补助金. 资格 for the TAP grant is determined by information from the FAFSA as well as the NY State TAP Application. New York residents who transfer their FAFSA data to the Higher Education 服务 Corporation (HESC) will receive notification to complete a TAP application after submission of the FAFSA. The 金融援助 Office will confirm TAP eligibility during the financial aid review process.
请注意: 学生 may also complete the TAP application directly through the HESC网站.
Many students receive scholarships from outside organizations and agencies, 比如择优奖学金, 社会奖学金, 高中奖学金, 雇主学费福利, 退伍军人的福利. All outside scholarships are used to reduce your 工作人员ord loan, 其次是你的学生贡献. 奖学金s in excess of the combination of those two amounts will reduce the Barnard Grant by the excess amount. Outside scholarships do not reduce the parent contribution.
More information on our outside scholarships policies can be found on our 一般的政策 页面.
To help fulfill self-help requirements, Barnard offers the following:
联邦勤工俭学计划
Priority for participating in the FWS Program is given to students demonstrating the greatest need. This is a federally funded program and is only available to students receiving grant aid from the College. On- and off-campus jobs are arranged through 世界十大电子游戏平台.
十大电竞游戏综合排名就业计划
Barnard provides a variety of on-campus jobs with priority given to students receiving aid directly from the College.
Families may borrow federal and/or private loans to help finance each year at Barnard. 了解更多 关于联邦和私人贷款.
计算出勤成本 & 给予援助
学生’ financial aid packages are based on total educational costs incurred during the academic year. The 金融援助 Office will use the following budgets for students in 2024-2025 to determine the eligibility of each applicant. These budgets are called the cost of attendance.The cost of attendance below is for the full year. Any changes to the cost of attendance may also impact a student's financial aid eligibility.
居民 | 通勤 | |
学费和杂费 | $66,246 | $66,246 |
食宿费* | $20,582 | $6,613 |
书/供应* | $1,150 | $1,150 |
杂项* | $1,830 | $1,830 |
运输* | $1,070 | $1,070 |
直接贷款费用* | $50 | $50 |
基本预算总额 | $90,928 | $76,959 |
*These amounts are estimates and subject to change
Barnard also gives each student an allowance towards transportation and it may vary based on residency. The 金融援助 Office realizes that even though the above allowances are estimates and may not reflect the exact expenses incurred by each student. The combined allowances will permit the student to meet her expenses at Barnard for the academic year. Any cost incurred above these allowances may be assumed by the student and her family.
The following formula is used to determine a student’s financial aid awards:
-总出勤费用
-总学生资助指数
-Total Self-Help (Job and 贷款 recommendations)
_________________________________________
= Total Grant (Total Grant refers to Barnard Grant, federal grants, state grants, 等.)
家庭贡献
家庭贡献 is the amount Barnard expects the student and parent(s) to contribute toward educational costs each academic year. Families may choose from a variety of payment and loan options to meet these costs.
家长 & 学生的贡献
The parent contribution for Barnard aid is based on information supplied on the FAFSA, CSS Profile and documentation of all income and 资产.
一个家庭的 总收入 is calculated by adding all sources of income*. In cases of divorced or separated families, the incomes from both parents are considered to determine the total family income.
父母的 资产 考虑包括现金, 储蓄, 投资, 信托基金, 房屋净值, 其他房地产权益, 企业权益.
*All sources of income includes income from partnerships, corporations and other businesses. Untaxed sources of income may include tax-deferred pension contributions, 社会保障福利, 子女抚养费, 免税的兴趣, 等.
学生 are expected to contribute toward their college expenses from summer student income and a portion of any 资产.
自助部分
The Self-Help portion of the financial aid package includes a recommended loan and job award based on year in school. 学生 may use any outside scholarships from external organizations to replace this portion of the package.
Your job award may include either of the below:
-
联邦勤工俭学计划
Priority for participating in the FWS Program is given to students demonstrating the greatest need. This is a federally funded program and is only available to students receiving grant aid from the College. On- and off-campus jobs are arranged through 世界十大电子游戏平台.
-
十大电竞游戏综合排名就业计划
The 十大电竞游戏综合排名 Job Program supports any student wishing to work on campus for the academic year. 校园工作是通过 世界十大电子游戏平台.
学生 typically borrow the loan portion of their self-help from the federal government via the Federal Direct 工作人员ord Student 贷款 Program.
A recommended loan amount will be included in the financial aid package based on the student’s year in school. 每年最高限额为3美元,一年级学生500美元, $4,二年级学生500美元, $5,青少年500, 和5美元,老年人500. 更多信息请访问我们的网站 申请贷款 页面.
As of Fall 2023, Barnard has updated our outside scholarship policy. Outside scholarships will be used to reduce the recommended loan and/or student contribution portion of your package.
If the outside scholarship exceeds the self-help amount, the Barnard Grant is then reduced dollar for dollar. The outside scholarship cannot reduce the 父母的贡献.
If you are the recipient of a scholarship from an outside agency or foundation, you must inform the 金融援助 Office in writing and upload a photocopy of your scholarship notification letter to your Barnard Application portal. For additional information regarding our outside scholarships policies, please visit our 一般政策页.
贷款 & 付款方式
Federal Direct 家长 贷款 for Undergraduate 学生 (PLUS)
PLUS loans are available to parents who would like to borrow all or a portion of the family contribution. PLUS贷款的利率是固定的. For information regarding PLUS loans interest rates and fees please visit 联邦学生援助网站. Repayment begins 60 days after full disbursement or parents may request a deferment to delay repayment until after the student graduates.
私人或替代贷款计划
Barnard encourages students to exhaust all federal loan options before considering any private loan funding. Families can contact our office for guidance on loan options.
Barnard offers a monthly payment plan that divides your semester balance into five monthly payments. More information on the payment plan can be found on the 财务处网站.
十大电竞游戏综合排名- jts双学位学生
Jewish Theological Seminary Double Degree 学生 must submit a financial aid application to Barnard in order to be considered for financial aid at Barnard.
学生 eligible for a Barnard Grant will receive a financial aid letter from Barnard that outlines the combined budget from both schools and the awards from both institutions. 援助 is adjusted based on the number of credits the student plans to take at each school every semester. Awards are finalized when enrollment is confirmed in late spring/early summer for the Fall.
For more information on financial aid for the Double Degree program, please visit the Jewish Theological Seminary Double Degree Program website.
留学学生
学生 who have been approved to study abroad for the semester or academic year will receive financial aid decisions based on their study abroad budgets. While the Family Contribution does not change, the 金融援助 Office will adjust the student budget to reflect the different costs associated with studying abroad and revise the grant accordingly.
All students who receive financial aid are required to meet with a financial aid counselor to discuss their study abroad budget during the study abroad application process.
For information about study abroad budgets and billing procedures, please visit the 为出国留学学生提供经济援助 页面.
金融援助 & 您的账单
The financial aid award letter is not the same as your actual bill. The financial aid award letter outlines your family’s expected contribution for both billed and non-billed expenses, but it does not specify the final amount you will be charged each semester. The Bursar’s Office will release your fall bill in early July, and it will be due August 1. Your spring bill will be released in early November and will be due December 1.
请访问我们的财政援助 & 您的账单 页面 for a guide to how financial aid is applied to the bill, as well as information on payment options.